The evolution of fintechs

Edward Altman  

纽约大学斯特恩商学院Max L.Heine金融学教授

纽约大学所罗门金融机构研究中心信贷和债务市场研究项目主任

Edward Altman是，曾主持了斯特恩商学院的MBA项目12年。奥特曼博士是国际公认的企业破产、高收益债券、不良债务和信用风险分析专家。他在1968年提出的Z-Score模型为现代评分模型打下了基础。

Edward I. Altman is the Max L. Heine Professor of Finance, Emeritus at the Stern School of Business, New York University. He is the Director of Research in Credit and Debt Markets at the NYU Salomon Center for the Study of Financial Institutions. Prior to serving in his present position, Professor Altman chaired the Stern School's MBA Program for 12 years. Dr. Altman was named to the Max L. Heine endowed professorship at Stern in 1988 and his Emeritus status in September 2015.His research interests are Bankruptcy Analysis and Prediction, Credit and Lending Policies, Risk Management in Banking, Corporate Finance.

内容简介

金融科技，可以简单理解成利用各类科技手段创新传统金融行业所提供的产品和服务，提升效率并有效降低运营成本。科技深刻地改变了金融业态：以大数据、云计算、人工智能、区块链以及移动互联为引领的新的工业革命与科技革命，导致金融学科的边界、研究范式不断被打破和被重构。科技开始成为未来金融发展的制高点。